Posts in DCH Foundations
Insurance and Utilities in 2024, Strategies for Homeowners and Renters in Dallas

Dallas homeowners and prospective homeowners have not only faced harsh winter conditions, whether renting or owning, but they have also faced incredible increases in utilities and insurance costs. Texas has been experiencing record-breaking winter storms, and as a result, prices are surging, representing further barriers for homeowners and homebuyers. Here are some of the reasons and ways to mitigate the financial impacts.

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Sustainable Housing Solutions for Dallas: Building Green and Reducing Environmental Footprints, on a Budget

As the population in Dallas continues to grow, the need for sustainable housing solutions becomes increasingly important. Building green and reducing environmental footprints are not only crucial for preserving our planet but also for creating healthier, more energy-efficient homes. DCH explores sustainable housing practices in Dallas and examines the strategies developers are using to build environmentally friendly and energy-efficient homes, even on a mixed-income budget. What are some of the sustainable design features, renewable energy options, and green building certifications can be incorporated to build more sustainable homes in Dallas? DCH explores. 

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Inside the Dallas Opportunity Housing Fund

The Dallas Housing Opportunity Fund (DHOF) is an investment vehicle promoting fair housing  through the creation and preservation of affordable housing options for Dallas residents. The fund aims to create or retain housing units for households earning at or below 120% of the area median income of the City of Dallas. (to understand income calculations, see our blog here) The DHOF leverages municipal funds with private capital to drive much-needed development in Dallas, and DCH is one of the recipients of its fund. 

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The Promise of Mixed Income Housing

Mixed-income housing development and neighborhoods are considered one of the best ways to revitalize disinvested urban areas. Where poverty is concentrated, communities experience higher crime and less access to health services and basic resources. A 2013 study conducted by CityScape explored the hypothesized benefits of mixed-income housing and how it may alleviate economic segregation and increase property values. DCH would like to explore these findings and discuss them in the context of how to develop more sustainably in Dallas. 

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FAQ on AMI with DCH

How does affordable and attainable housing play into sustainability and equality in neighborhoods? DCH builds mixed-income developments that provide housing for a number of income levels and one of the questions we get asked the most and one of the things that can be most confusing is the concept of the AMI or Area Median Income. We will look at how it affects housing availability and eligibility, and provide answers to our FAQ, on AMI. 

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I'm a Homeowner, Now What? Guide to Responsible Homeowning

Congratulations, here are the keys to your new home! Now, how do you maintain a home and a lifestyle that will build equity and add value to your home? There are so many guides to saving for a home, linked here, and applying for a home loan as a first time home buyer, linked here, but what happens when you get a home, how can you make sure it appreciates? Here are some practical maintenance tips, financial tips, and tips for becoming involved in your community to make sure your neighborhood thrives, to build value and equity for all. 

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DCH Foundations: Inside The Beckley Apartments and Beckley Suite D

The Beckley Apartments and DCH Headquarters site is minutes away from the trendy Bishop Arts District. We acquired the space, 711 N. Beckley in 2004. This construction was built in 1959 and had 6 units in need of restoration. We say restoration because this building, like many in Dallas, had great bones. It was built of red brick and contained only one-bedroom and one-bath homes. This type of configuration is antiquated in that it does not use space in the ways that we use it today, but there was an opportunity and DCH saw this. 

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DCH Learning Center: Building your Credit Towards Homeownership

Is owning a home a dream? For many, home owning is a dream that seems like it will never become a reality. According to a recent survey by Intuit, it takes an estimated 51 months, or 4.25 years, for an average American household to save the recommended 20 percent down payment. The average home down payment is $54,145 for a single family home. This of course only tells a fraction of the story since housing costs, income, and living costs vary so wildly from metropolis to metropolis. 

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